companies will notify SCDMV of policy cancellations electronically through the
Automobile Insurance Liability Reporting System (ALIR).
SCDMV receives this notification and no current insurance is on file, a letter
is automatically generated to the vehicle owner requiring them to have their
insurance company electronically verify insurance coverage within 20 business
SCDMV does not receive verification within the allotted period of time, the
vehicle owner's privilege to drive, license plate and vehicle registration(s)
of the vehicles listed on the policy will be suspended. The owner may
have to pay up to $400.00 to reinstate their driving and registration
under suspension, you may not drive any vehicle or register any vehicle
that was uninsured. If you do not return your vehicle license to the SCDMV, a
SC Trooper will confiscate your license plate.
should I do to protect myself?
registered vehicles must be insured. Maintain your insurance coverage and do
not let your policy lapse. If you surrender your vehicle tag and registration
to your nearest DMV office before you cancel the insurance, you will not be
happens if I receive a citation for driving uninsured?
are found guilty and you were driving a vehicle that you did not own, your
driver's license will be suspended for thirty days and you will be required to
pay a $100.00 reinstatement fee. If you were found guilty and you were driving
a vehicle that you own, your driver license and your registration privileges
will be suspended until the Department receives the $550.00 uninsured motorist
fee. You will also be required to file SR-22 for three years starting from the
beginning date of the suspension.
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