You may hear Electronic Lien and Title referred to as ELT. 

Lien Release

When a lien is satisfied on a vehicle with an electronic title, the following will occur:

  • The Electronic Lien and Title (ELT) lender will send an electronic message to the SCDMV.
  • The SCDMV will mark the lien as satisfied on applicable files.
  • A title will be printed and mailed to the second lienholder, the owner, or the "mail to" address identified in the message.

    A "mail to" address can be a dealership, bank, or other third party.

Lien Release/ELT Print

If you're an Electronic Lien and Title (ELT) lender, you can transmit electronic lien releases and/or print title requests if a lien release or printed title is required the same day. When data is received from the provider, the following will occur:

  • The SCDMV will prepare the title for issuance over the counter at a branch.
  • The provider will give the customer a receipt for the over the counter title and charge an expedited fee.
  • If the title is not picked up after one day, the title will be printed and mailed to either the owner, lienholder, or designated address.

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Lien Release Due to Error

If you're an Electronic Lien and Title (ELT) lender and receive a lien notification that is not recognized as your lien:

  • A “lien release due to error” message will be sent to the SCDMV.
  • The agency will research the error by verifying the electronic data with the title application and supporting documents.
  • If an error was made recording the lien, owner, or vehicle data, the error will be corrected, and a new lien notification will be sent to the ELT lender.
  • If the error cannot be corrected, the SCDMV will contact the you by letter, email, or telephone.